Payment Processors

When you go to join a website, you usually get to the join page, select a membership price, and then click "continue" and are taken off the site to another page that usually looks completely different, and this is where you put in all your credit card information. It seems a little sketchy sometimes. So what is the deal?

Well, the majority of adult sites process their credit card transactions through companies who specialize the processing credit cards. Processing credit cards is a very difficult task and requires some major hardware, as well as permission from the credit card companies like Visa and Mastercard, who have extremely strict rules for processing Visa & Mastercard transactions. As a result, there are only a few major companies who handle the vast majority of online transactions for adult sites. By a huge margin, the two biggest companies are CCBill and Paycom.

CCBill has been processing adult transactions since the 1990's. They have 24 hour customer service. I can honestly say I have probably signed up through CCBill over 20 times in the last 2 years and have never had an issue. Their reputation is excellent. And if you do have a problem that the adult site you bought the membership from isn't handling well, just call CCBill (1-888-596-9279), there is always someone there. You can also manage any CCBill membership from their website at https://support.ccbill.com/

Paycom is the other major credit card processor, and is the one you usually see when you buy a trial membership. That is because the Paycom system works really well with limited access trials that ask you to "upgrade" to a full membership. Many of the sites I have reviewed use Paycom, and I had no problems cancelling my membership and have not been overbilled. Paycom is a very well regarded company that also has 24 hour customer service (1-800-893-8871), and you can manage your Paycom membership at their website http://www.billingsupport.com/index.html

Another European credit card processor is VXS Billing. Sapphic Erotica often uses them. I don't know a lot about them, but have used them twice to sign up to Sapphic Erotica, and had no problems.